Turning 18 with Type 1 Diabetes

Simplified and summarized

Turning 18

      with Type 1 Diabetes

Turning 18 with Type Diabetes is so much more complicated than an average teen. This rite of passage brings many worries for parents of Type 1 Diabetics.

It takes a team effort to manage a chronic illness such as Type 1. And the support team is just as important even though the age number says “Adult”.

Senior year, college preparedness, graduation parties – it's important to add a Turning 18 To Do List!

It is important to make sure your 18 year old carries the following:

Health Insurance Card

Prescription Card

HSA/FSA Credit Card
(Order this in advance)

Credit Card
(For emergencies)


Provide Lessons in Insurance

It's never to early to start teaching about the Insurance Process.
Jointly review the website, claims and customer service options.
Make sure your T1 has access to insurance account information.

Discuss Hospital Billing

Credit card: High interest rates & Charges are non-negotiable
Hospital Billing:  Negotiable payments & Parental access (HIPAA)

HIPAA – The Health Insurance Portability and Accountability Act may impact your ability to access doctors, insurance and medical information for your child. At age 18, it is important for Type 1 Diabetics to include their parents on the HIPAA release form. This law is intended to protect privacy. To learn more about HIPAA, view our HIPAA page for Type 1 Diabetics.

Work with an attorney to prepare these documents:
    Medical Power of Attorney
    Durable Power of Attorney.
If your child owns property, you might want a Will also.

Legal Document Explanations

Durable Power of Attorney
Person who makes financial and medical decisions for you when you become incapacitated

Medical Power of Attorney
Person who makes medical decisions when you are unable to make them for yourself

The method to handle your estate upon death

Keep electronic file for sharing in an emergency.

Introduce your child to FERPA. Advise your College student to sign a FERPA release to allow parental support with disability services. College students are expected to manage accommodations on their own. Parents will want the ability to speak with College Student Disability Services on behalf of their child if needed.


FERPA Explanations

What is FERPA?

The Family Educational Rights and Privacy Act

What is this law?

A Federal law that protects educational records.

How does this affect 18 year olds?

In post-secondary education, once a child turns 18, these rights transfer to the student.

What is a FERPA release?

In order to disclose information to a parent, a student can sign a FERPA release form with their college or university.

A Type 1 diabetic student may need continued assistance from their parents with the student disability services which provide accommodations.



Becoming an adult with Type 1 Diabetes
Becoming an adult with Type 1 Diabetes

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